Cashier

INCOME - DAVAO

Is currently looking for:

CASHIER

Department/Unit: Credit & Collection Department

Reports to: Credit & Collection Supervisor

Working Status: Full-Time

Working Days:  Monday-Saturday 8:00AM – 5:00PM

GENERAL PURPOSE / PRIMARY FUNCTION

Cashier is responsible for all cash and cheques-related transactions of the Cooperative whether collection from membership and loan payments including the over-the-counter withdrawal of deposits.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. CASH MANAGEMENT

   • Ensure cash receives from members/ or company will be accurate and posted on time.  

   • Daily Cash Position Report must be generated daily.

   • Prepares and deposit post-dated cheques for loan payments of Income Davao due every 15th and 30th of each month to ensure that payments are made and recorded as scheduled. 

   • Monitors and maintains cash balances in the bank to ensure availability of funds.

   • Prepares deposit slips and summary of cash and cheques received during the day for bank pick-up to ensure that all collections are deposited.

2. SAFEKEEPING AND INTERNAL CONTROL

   • Ensure policies and procedures of the Coop are followed.

   • Responsible for safekeeping of vault combinations and safe.

   • Keeps the vault combination sealed and keys kept inside a safety deposit box.

   • Custodian of accountable forms related to his/her functions ( Passbooks; Official Receipts; Cheques)

3. DISBURSEMENTS 

   • Takes charge of the disbursement of funds and such other funds under his/her custody.

   • Ensures all required information is accurate and complete before disbursements. 

   • Disburses cash to the employee requesting for cash provided a duly petty cash voucher request with attachments is presented.

   • Disburses cash to members (Savings Withdrawal) and seeks signature from the payee/authorized representative to acknowledge receipt of payment. Keeps copy of signed voucher for records purposes.

   • Prepares summary of disbursements for replenishment. 

4. FILING, DOCUMENT SUBMISSION/ISSUANCE AND REPORT PREPARATION

   • Prepares and files Summary of Daily Savings Deposit and Withdrawals.

   • Prepares and files Summary of Daily Cash Receipts Transaction Report.

   • Logs all passbook received for the day base on the blotter and submit the passbook to the Cashier. 

   • Balances all transactions for the day.

   • Issues official receipt to all kinds of payment received.

   • Prepares Cash Summary Report every day.

   • Maintain an orderly filing system.

5. OTHER DUTIES

   • Assist department on the following:

   • Follow-up payment of delinquent members

   • Prepare Statement of Accounts and Notices

   • Loan releases target accomplishment

   • Contributes to team effort by accomplishing related results as needed.

   • Performs other tasks assigned.

SUPERVISORY RESPONSIBILITIES

The position does not have direct supervisory responsibility.

CONFIDENTIALITY, EXPENDITURE & BUDGETING RESPONSIBILITIES

1. The position has no responsibility for control of expenditures;

2. The position has no responsibility over the budget preparation and has access to funds allocated as stated.

ORGANIZATIONAL (INTERNAL) RELATIONSHIPS

Contacts within own organization

• Bookkeeper

  • Purpose of Contact - Adjustments and queries 

Contacts outside own organization/business entity but within INCOME

• Coop Members from INCOME DAVAO

  • Purpose of Contact - Queries and other service

JOB REQUIREMENTS:

Education

• College graduate preferably Accountancy, Business Administration, Finance or its equivalent 

• Preferably with background in cashiering

Work Experience or Training Required

• With more than one (1) year relevant experience. 

Knowledge/ Skills and Abilities

• Must be keen to details and with above-average writing skills.

• Keen to computation. 

• Knowledgeable in Computer Applications 

Specialized Technical/ Functional Skills 

• Complete familiarity with the Coop’s Savings, Loan Policies and guidelines as well as specific loan packages, its documentation requirements processes and others

• Excellent Organizational and Time Management skills

• Effective  Verbal and Written Communication skills

• Above average Coordination and Negotiation skills

Work-Related Behavioral Requirement

• Must have above-average people-soft skills in coping with pressures resulting from meeting schedules and dealing with members’ concerns/complaints.

• Must have strong sense of professionalism and integrity that shall represent the Coop’s Vision, Mission and Core Values

• Excellent interpersonal skills

• Must be mature and able to demonstrate effective and efficient working attitude. Able to make use of common sense and sound decision-making skills

Others

• Above-average level in computer-based application, software and programs

• Preferably with prior knowledge of Cooperative’s Quality Policy, Process Manual, Mission-Vision, products, services and the likes

WORKING CONDITIONS

• Tools of Trade - Computer, printer, calculator, telephone

• Physical Demands - The position requires the jobholder frequent walking, talking, listening, uses hands/fingers to operate the computer and occasional travel; requires jobholder to sit and stand.

• Working Environment - The position is exposed to normal office environment, moderately cold and work area near noisy equipment/room. Occasionally exposed to wet humid environment and/or extreme cold during travels and outside transactions.

• Shift Schedule - The position is on regular day shift schedule;