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Mortgage Loan Underwriter
2 to 4 Years
With Business Certificates
Established in 2010
8th Floor, Mabuhay Tower IT Park Corner Jose Maria del Mar St, Abad St, Apas, Cebu City, Cebu
Total vacancies for this job title: 1
Posted On: May 19, 2022
Job ID: 401849
MORTGAGE LOAN UNDERWRITER
Our client-partner Kloze Mortgage Corp is Florida based mortgage lending firm. With a mission to transform the residential and commercial mortgage business by becoming the first major brand to offer both owner occupied loans as well as investment properties loans under one roof. Their vision is to be able to provide Any Loan | Anywhere | Konsider it KlozedTM
The company is experiencing rapid growth and they are looking to grow by hiring an experienced mortgage loan underwriter to join the Kloze Mortgage Family. The successful applicant will be responsible for ensuring that all factors of their investors’ guidelines are satisfied prior to close (we like to say KLOZE). while adhering to the ever-changing rules set forth by their regulators.
If you have strong character, enjoy being part of a team, and value working in an environment that is fun and flexible, then we invite you to apply to Kloze Mortgage today!
Conducts front-line underwriting prior to origination
Provides preliminary loan pricing for loans and provides to the Head of Commercial Lending for review
Provides credit risk decisions to the necessary individuals within the Company. Follows up on questions and concerns in a friendly, timely, and efficient manner.
Delivers quality loan decision that meet the requirements of our investors
Performs a thorough due diligence review of credit, income, and asset analysis and communicates findings
Mortgage lending experience and loan knowledge required, specifically with Conventional (FNMA, FHLMC), Government (VA, FHA, USDA), Non-QM, or Business Purpose Loans such as Fix and Flip, New Construction, Bridge and Long-Term Rental loans for investment properties.
Strong analytical and time management skills and superior attention to detail
Minimum of 3+ years mortgage loan underwriting experience required
We prefer a college degree in accounting, finance, or business - High school diploma, GED or similar required
Excellent written and verbal communication skills
Strong knowledge of mortgages and real estate relating to UCC, titles, mortgages, liens, and other aspects of the loan collateral position
Excellent communication skills
Self-starter with the ability to work independently
Must be confident, friendly, and reassuring in a highly service-oriented, fast-paced environment.
Proficiency with Microsoft Office 365 software
What's in store for you?
5-day work week – Monday to Friday
Night-shift schedule – 9:00 AM to 6:00 PM Eastern), weekends off
Above average industry standard compensation package
Exposure to world-class, high-level management from foreign direct superior
HMO coverage plus 1 dependent upon hire
Sign on Bonus equivalent to one-month pay
20 leave credits at your discretion with up to 5 days commutable to cash